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FAQs

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Have a question? We have an answer. If you can’t find your question below, call Lionshare today at 855-505-LEND to speak with an experienced representative.

What Types of Loans Does Lionshare Lending Offer?

We offer a number of different commercial bridge loan programs. These vary in type and include:

  • Purchase Loans
  • Rental/Investment Property Loans
  • Refinance/Cash Out Refinance Loans
  • Rehab & Reposition Loans
  • Construction Loans
  • Real Estate Owned (REO) Loans

What Types of Property Can I Borrow Against?

We’re proud to offer financing for varied property types, including:

  • Multifamily and mixed use
  • Single Family (non-owner occupied)
  • Office buildings
  • Shopping centers, strip malls, retail centers
  • Hotels, Motels, Bed and Breakfast
  • Land (Entitled)
  • Warehouse and Industrial
  • Specialty Use

How Much Money Can I Borrow?

We are proud to offer loans from $250,000 to $100 million. We do consider loans above $100 million on a case-by-case basis. Call Lionshare today at 855-505-LEND for a customized loan request.

What are the Terms of the Loan?

No two loans are alike, but the general terms of a Lionshare Lending loan are:

  • Rates between 7% & 12%
  • Terms 1 year and up
  • Loan-to-Value (LTV) of up to 70%
  • Some of the quickest funding in the private lending industry

Our Construction Loan Program offers:

  • After-Construction Value (ACV) of up to 70%
  • Flexible Draw Schedule
  • Ground up Construction Loans (on a case-by-case basis)
  • Closing & Lot Costs

Our Rehab Loan Program offers:

  • 80% of purchase price
  • 100% of rehab cost
  • Not to exceed 65% of ARV

How Do I Apply & What Documents Do I Need?

One of the major advantages of a Lionshare loan over a traditional loan is that we typically only require financial statements and credit scores – and try to focus on the merits of the asset itself. In addition, all you need to apply is:

  • Your Loan Application
  • Photos of Your Property – internal & external

That’s it. Call us today at 855-505-LEND to get started.

Do I Need a Broker?

You don’t. You can apply for any of our loan programs directly, without the need for a broker.

Does Lionshare Work with Brokers?

We do. Our executive team has relationships with some of the largest and most successful brokers in the commercial real estate industry. This means we value brokers and are happy to work with brokers of all sizes.

Does Lionshare Ever Broker Loans to Other Lenders?

Lionshare is proud to offer 100% in house financing. However, for certain loans that fall outside our lending criteria, we have established strong relationships with other lending sources and may work with them on a case-by-case basis.

How many States Does Lionshare Lend In?

We’re proud to offer funding in 39 states and Washington DC.

Do You Offer Rehab Loans?

We offer a Rehab and Reposition Loan Program. Call us today at 855-505-LEND to get started and see if your property qualifies.

Do You Offer REO Loans?

We do. We offer a comprehensive Real Estate Owned (REO) Loan Program. Call us today at 855-505-LEND to speak with an experienced REO loan representative.

Do You Offer Loans on 1-4 Family Properties?

We do offer 1-4 family property loans – but the property has to be non-owner occupied.

Do You Offer Auction Funding?

Lionshare offers funding to purchase property at auctions or trustee sales.

Does Lionshare Charge Prepayment Penalties?

We don’t. You can pay back your loan as soon as you’re ready without any penalties.

What is a Hard Money Loan?

A hard money loan, also known as a private commercial loan or commercial bridge loan, is an alternative type of financing. You are able to borrow against property that you currently own without the miles of paperwork required by banks. This allows you to get the funding you need quickly, regardless of your current financial situation, credit score, etc.

What Benefits Do Hard Money Loans Offer?

Other hard money benefits include:

  • A simple & streamlined process
  • Long-term client relationships
  • No prepayment penalties
  • Approval regardless of credit score

When Should I Get a Hard Money Loan?

Hard money loans are perfect for when a bank or traditional lender denies your application. Whether this is due to financial reasons or something else entirely, hard money offers a fast, secure, and quick alternative.